US Foreclosure Activity Climbs as Market Normalization Continues

The latest data from real estate analytics firm ATTOM indicates that the foreclosure process is accelerating across the board. Beyond the total volume of filings, foreclosure starts—the initial step in the process—jumped 18 percent annually, reaching 164,566 properties. Simultaneously, the time required to complete a foreclosure has reached its lowest point since 2013, with the average process taking 563 days by the second quarter of 2026.

Rob Barber, CEO of ATTOM, noted that while the figures reflect a return to historical norms, they also highlight significant stress for property owners. Regional data underscores this uneven impact: Florida, South Carolina, and Indiana currently report the nation’s highest foreclosure rates. Florida remains particularly vulnerable, with its Punta Gorda and Lakeland metropolitan areas recording the most severe activity among major U.S. markets.

Bank repossessions have also trended upward, rising 33 percent compared to the first half of 2025. Despite this climb, the number of completed foreclosures remains lower than levels seen in early 2020. The current landscape is defined by states like Idaho, Colorado, and Georgia, which faced the sharpest year-over-year increases in filings, while states like Texas continue to see high absolute numbers of both foreclosure starts and bank repossessions.